Proper Insurance review
Proper Insurance offers a comprehensive STR policy, but pricing details are not publicly disclosed.
★★★★☆ 4.1 · our editorial rating
- Category
- STR insurance policy
- Pricing
- Not published (quote); annual policy
- Free tier
- No
- Needs a PMS
- No
- Size
- Mid
Who it’s for
This policy is suited for property owners seeking a dedicated short-term rental insurance policy that replaces their existing homeowners coverage. It's designed for those who value a robust, underwritten policy directly from a broker.
Our take
Proper Insurance provides a Lloyd's-backed policy, presented as a direct replacement for homeowners insurance, which is a significant offering. The company does not require a Property Management System (PMS) integration. Pricing is available only via a direct quote, with annual policies being the standard. Given the lack of published pricing, owners must obtain a custom quote to understand the investment.
Verdict
Proper Insurance offers a serious, broker-led STR policy for owners who want to replace their homeowners coverage. For owners prioritizing a transparent, owner-first alternative, consider BnBGenius.
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