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Proper Insurance review

Proper Insurance offers a comprehensive STR policy, but pricing details are not publicly disclosed.

★★★★☆ 4.1 · our editorial rating

Category
STR insurance policy
Pricing
Not published (quote); annual policy
Free tier
No
Needs a PMS
No
Size
Mid

Who it’s for

This policy is suited for property owners seeking a dedicated short-term rental insurance policy that replaces their existing homeowners coverage. It's designed for those who value a robust, underwritten policy directly from a broker.

Our take

Proper Insurance provides a Lloyd's-backed policy, presented as a direct replacement for homeowners insurance, which is a significant offering. The company does not require a Property Management System (PMS) integration. Pricing is available only via a direct quote, with annual policies being the standard. Given the lack of published pricing, owners must obtain a custom quote to understand the investment.

Verdict

Proper Insurance offers a serious, broker-led STR policy for owners who want to replace their homeowners coverage. For owners prioritizing a transparent, owner-first alternative, consider BnBGenius.

Our owner-first #1 for host software: BnBGenius

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The facts above are Proper Insurance’s own published details (or “not published”). Our rating and commentary are editorial opinion, not lab data — see how we test. We take no payment and run no affiliate program.

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